The PrivateBank

Private Banking Solutions

The PrivateBank offers its clients a comprehensive range of personal accounts. Brief descriptions of these accounts are included in this web site. For more detailed information and for assistance in selecting the account that best meets your specific needs, we invite you to consult a Private Banking Officer.

The PrivateBank NOW Account

Competitive rates and easy access to your money are the hallmarks of our interest-earning checking account.

The PrivateBank Visa® Credit Cards

For your added convenience The PrivateBank also offers the Visa™ credit card. Accepted anywhere in the world: pay bills, manage finances, make donations or look for an ATM, all with Visa.

The PrivateBank Money Market Account

A premium Money Market account that allows you to enjoy the most competitive rates of return with ready access to cash. Up to six transfers are allowed at no charge during each statement period, three of which may be made by check.

The PrivateBank Certifcates Of Deposit

Earn an excellent rate of return. See your Private Banker for a customized strategy to fit your specific needs.

The PrivateBank JUMBO Certificate of Deposit

A special rate for special clients, those who entrust The PrivateBank with their investment in CD's of $100,000 or more.

Other Products and Services

Please consult your Private Banker and we will be happy to assist you with the following:

Letters of Credit
Overdraft Protection
Direct Deposit
Bank-by-Mail
Notary Service
Cashier’s Checks
Traveler’s Cheques
ATM
Messenger Service
And, much more

Enjoy access to your PrivateBank accounts 24 hours a day, 7 days a week in three convenient formats.

ATM Access

The PrivateBank offers ATM "no charge" access to your accounts at any NYCE, Pulse or Cirrus machine.

PrivateLine Access

Access detailed, current account information and transfer funds in your PrivateBank accounts via our automated telephone system.

Private NetBanking

Manage your accounts, pay bills, transfer funds or communicate with the bank online from wherever you are via the Internet.

The PrivateBank Business Succession/Transition Credit Accommodation

When the time approaches to transfer business interests from one generation to another our bankers can assist by providing the funding and guidance necessary to help make the succession or transition successful.

Home Equity Lines of Credit

Your Private Banker can help you use the equity in your home for whatever purpose you desire. We offer a flexible line of credit that allows you to simply write a check for any purpose, from purchasing major appliances to financing a boat or a second home.

Home Equity

Regarding loan requirements, terms and cash flow, The PrivateBank understands that each client's situation is unique. Your Private Banker can design a customized loan to meet your particular needs. All PrivateBank loan products are priced competitively.

Mortgages To Buy or Refinance Your Home, Condominium or Cooperative

The PrivateBank offers a high level of expertise to our mortgage clientele. We can assist you in financing or refinancing your primary or secondary residence, vacation home, condominium or cooperative.

Take advantage of a variety of traditional and innovative mortgage loan programs. For your assistance with the financing decision, we can prepare a mortgage analysis for each client to provide the optimal loan solution.

Whether it is your primary residence or a second or third home, The PrivateBank is here to help with the financing.

Jumbo Loans

We have extensive experience in handling jumbo loans, which we consider as a PrivateBank specialty, as well as diverse credit situations.

The PrivateBank Line Of Credit

Your Private Banker can design a loan program specifically to meet your needs. Rates are competitive and terms are flexible. Lines of Credit are tied to your checking account and can be activated by check, debit card, or ATM card.

Construction Loans

The PrivateBank has the ability to assist you with short term financing on new construction or major home improvements for your primary or secondary residences, including out of state homes.

We will customize a financing plan for you and provide quick turnaround to suit your needs. The PrivateBank will accept assets such as stocks and bonds as additional collateral in lieu of cash equity.