Your Private Banker can help you use the equity in your home for whatever purpose you desire. We offer a flexible line of credit that allows you to simply write a check for any purpose, from purchasing major appliances to financing a boat or a second home. Take advantage of valuable tax deductions that may be applicable (consult your tax advisor or Private Banker for more information on tax deductibility of your credit line).

Regarding loan requirements, terms and cash flow, The PrivateBank understands that each client’s situation is unique. Your Private Banker can design a customized loan to meet your particular needs. All PrivateBank loan products are priced competitively.

The PrivateBank offers a high level of expertise to our mortgage clientele. We can assist you in financing or refinancing your primary or secondary residence, vacation home, condominium or cooperative.

We offer a variety of traditional and innovative mortgage loan programs. To assist in the financing decision, we can prepare a mortgage analysis for each client to provide the optimal loan solution. We have extensive experience in handling jumbo loans, a PrivateBank specialty, and diverse credit situations.

Your Private Banker can design a loan program specifically to meet your needs. Rates are competitive and terms are flexible. Lines of Credit are tied to your checking account and can be activated by check, debit card, credit card or ATM card.

The PrivateBank can assist you with short term financing on new construction or major home improvements for your primary or secondary residences, including out of state homes. We can customize a financing plan for you and provide quick turnaround to suit your needs. The PrivateBank will accept assets such as stocks and bonds as additional collateral in lieu of cash equity.

For your added convenience The PrivateBank also offers the Visa™ credit card. Accepted anywhere in the world: pay bills, manage finances, make donations or look for an ATM, all with Visa.