Personal Lending
The PrivateBank clearly understands the need for a full selection of lending options. Regarding loan requirements, terms and cash flow, each client's situation is unique. Your PrivateBanker stands ready to customize any loan, designing it to meet your own particular needs. All PrivateBank loan products are priced competitively. For the most up-to-date rate information, please contact us.

Home Equity Lines of Credit
Your PrivateBanker can help you use the equity in your home for whatever purpose you desire. We offer a flexible line of credit that allows you to simply write a check for any purpose, from major appliances to financing a boat or a second home. Take advantage of valuable tax deductions that may be applicable (consult your tax advisor or PrivateBanker for more information on tax deductibility of your credit line).

The PrivateBank's home equity credit line offers a seven year, interest-only product with a competitive floating rate tied to prime.

Clients may borrow up to 80 percent of the home's appraised value minus the current mortgage amount. Whether it is used as a method of overdraft protection or a revolving line of credit, The PrivateBank offers this unique tool as a convenient, flexible source of funds.

The PrivateBank Line Of Credit
Your PrivateBanker can design a loan program specifically to meet your needs. Rates are competitive and terms are flexible. Lines of Credit are tied to your checking account and can be activated by check, debit card, credit card or ATM card.